One little policy does a lot. Your get coverage for your personal property (contents) in your condominium of course. Be sure to ask for replacement cost of contents because if you have a loss you'll be able to replace most of what you lost. A condominium insurance policy also reimburses you for damage to your condominium from the walls in, and from a variety of causes. If your condominium is totally destroyed or you cannot use it for a period of time, your condo owners policy will also cover that. The insurance provides liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership and additions and alterations to your residence.
