Dwelling Fire Insurance Policies insure residences you own or have a financial interest in but do not live in. Common situations calling for this type of insurance coverage include rental homes, homes that are vacant because they temporarily uninhabited or are currently unoccupied because of a transition caused by a sale or relocation.
Typically, the building needs insurance in these situations and no contents coverage is required. In addition, Adding Liability insurance to the dwelling fire insurance policy is standard or the liability coverage may be handled through alternative approaches depending upon specific situation.
